Here are some steps for you to improve your credit score.
These are the common things that you should do to improve your score. If you are trying to boost it up, be patient about it as it really takes up some time and that there is no quick fix for bad credit scores. Records such as late payments, bankruptcy and other inquiries will remain on your credit report for quite some time so it's best to do a credit check regularly.
The one thing that you should never forget about your credit is that it is based entirely on the information found in one's credit report. Any change in your credit report will also affect the score. Closing extra accounts will lower the number of revolving accounts but it will also increase the available amount in your credit and this will also give you a higher utilisation rate. Be wary that delinquencies can remain in your report for up to seven years and bankruptcies up to 10- 15 years so it's best to take care of your credit score from an early point.