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MiWay adds motorbikes to cover
The MiWay MiBike product offers clients the option to cover their bikes for market, trade or retail values or a special agreed value on custom bikes or collector bikes. A further feature is the 24/7 roadside service bundled into the premium.
Terry Terblanche, head of motorbike insurance at MiWay explains, "As motorbike enthusiasts ourselves we are very aware that motorbikes, unlike cars, are used for different purposes and therefore present very different insurance risks and should be treated as such."
According to him, a specialist bike insurer will consider the type of bike driven, the use of the bike as well as the accessories covered. Based on its experience in this insurance category, the insurer will make sure clients are adequately protected, paying a premium related to the specific lifestyle and needs.
The benefits of ensuring with a specialist bike insurer are often mistaken as relating simply to the monthly premiums paid alone. "Far more important is a specialist bike insurer's knowledge and experience when it comes to handling motorbike related claims. We know when a bike can be repaired and what the cost should be. Most importantly, we know when a bike isn't safe to repair," he concludes.
